Personal Finance Essay Example | Topics and Well Written Essays - 500 words

Personal Finance - Essay Example Lastly, the article concludes by not letting our emotions rule our financial decisions. As he puts it, â€Å"We commit those (financial) mistakes for several reasons: ignorance, fear, ego, a desire for immediate gratification.† This article is very crucial in fully understanding the rationale of studying personal finance. Throughout the course of an individual’s life, his decisions, no matter how big or small irrefutably affect his financial status. Being able to know the most common mistakes that he cannot afford to make provides him a guideline on how to maximize his financial resources. Since most of us spend money based on our emotions, it is also important to recognize that financial decisions should always be rational rather than emotionally. Lastly, the article makes a good point in stressing the importance of sacrificing current consumption for future financial benefits. Bertolucci’s Protecting Your PC Needen’t Cost a Bundle is an eye opener by providing practical guidelines on ensuring that each PC is safe from spyware, viruses, and other malware. According to the article, PC protection does not necessarily become a financial burden by investing on a whole software suite. PCs running on Windows and Vista typically require only three lines of defense: a firewall; an antispyware; and antivirus software. A homeowner with only one computer can download a two-way firewall at www.zonealarm.com while free spyware is distributed Windows Defender. Antivirus software is not free but cheap alternatives are Symantec Norton Antivirus which costs $40 or Norton Internet Security which can be purchased for $70. This article is very helpful considering that most of complicacies of data processing are made efficient by PCs. However, a typical consumer often lacks the knowledge of identifying what he really needs to protect his PC and ends up buying software suite which is very costly. It is irrefutable that investing on these high-priced